Saturday, April 30, 2011

Catch up on bills with a Payday loan

Sometimes, those little emergencies just pop up whenever they feel like it - from that recent urgent care trip after Fido took YOU for a walk, to an electric bill that was unexpectedly high with all of the weather changes from Winter to Spring, we're all seeing some unexpected numbers in our budget. Those numbers don't have to overwhelm you - Zippy Payday Cash can help with a quick payday loan to remedy the problem and get you back on track.

Our goal at Zippy Payday Cash is to provide you with the best network of lenders possible to ensure you receive the best deal on your payday loan without the hidden fees and empty promises of typical online and in-person payday loan providers. Our lenders are screened to make sure they don't have a hidden agenda when it comes to your financial welfare - no shady people trying to snake more money from your account! We only allow trusted, friendly and honest lenders into our network.

We don't want you stuck in a continuing cycle of loans and payoffs - instead, our goal is to provide you with a great payday loan so you can pay it back quickly and get on with life. No nonsense, no time wasting. Just our easy online application followed by quick approval and money wired direct to your account. Time saved, bills paid - that's Zippy Payday Cash!

Wednesday, April 27, 2011

Why payday loans?

There are a lot of people who hesitate to obtain payday loans to solve their current financial issues. We understand. There are some valid reasons to be concerned - going into a payday loan store can be a stressful, embarrassing situation and you might not even walk away with a good deal or the most money possible! No one should have to stand in a payday loan store like they're waiting for bread handouts in the Soviet Union! We take the storefront, the lines, the embarrassment and the bad deals out of the equation with a simple to use online application that allows you to apply from the comfort and safety of your own home or office and obtain a quick payday loan with no hassle.

Forget the loan shops trying to cut themselves a bigger deal on your loan - our network consists ONLY of lenders who are competing to offer you the best loan for the lowest rate! That means everyone is lowering their fees to make sure you'll work with them! More money plus lower fees - that's an equation we like the sound of here at Zippy Payday Cash.

We work hard to screen only the best, trusted lenders in the business so you can get your payday loan quickly without having to deal with a customer service rep at a loan store who has probably never heard of the words "customer" and "service" before! It's simple - go to our website Zippy Payday Cash, use our easy, secure online application, and you'll have the best deal on your payday loan, today. No wishy washy offices to go to, no faxes to send (who even has those anymore!?), just cash in your bank account ASAP.

Friday, April 22, 2011

Is An Online Cash Advance Good or Bad?

Have You Heard of Cash Advances?

You're bound to have heard about the ability of getting a fast online cash advance from small and medium size lending institutions. The people you work with, friends and family members may have talked about it, and now that you find yourself in a cash flow situation where you are considering taking advantage of the financial help an online cash advance provides and now you need to fully understand what you are getting into so you do not end up feeling trapped in a cycle of endless borrowing.

Cash Advance Loans are Fast, Convenient and Collateral Free

A cash advance loan is a short term loan made by a private lending company. Some call it a payday loan while others may term it as a paycheck advance or just a plain cash advance. Whatever it is called, a cash advance loan is classified as a small short term loan, because the maximum amount lent out is usually less than $1,500 and is payable on or before your next payday. A cash advance loan does not require you to put up any collateral, has minimal other loan requirements, and the processing time only takes 20 minutes to an hour with the loan proceeds being deposited in your account overnight and being available to you the very next business morning. Yes, that's what makes it really fast and convenient! However, here is the catch: because a cash advance loan is collateral and hassle free, the loan interest is a bit high. The annual percentage rate (APR) can be as high as 800% but don't let that scare you.  The APR is the annual percentage rate and reflects how much interest you would pay if you kept the loan out for an entire year.

Online Payday Loans Are Not Available in All States

So you may ask, is there no ceiling to the interest rate that these lending institutions charge? It all depends on what state, or city, or country you reside in and where you applied for a cash advance loan. In the United States, cash advances are regulated in each individual state and there are about 15 states that deem a payday advance loan as illegal based on their usury laws, meaning any and all interest charges beyond the regulatory interest rate cap based on an annual percentage rate (APR’s) is a violation of the law. It pays to know the basic state regulations in your area regarding interest bearing loans for your own protection before applying for a cash advance loan.

Zippy Payday Cash Has the Best Lenders

All the information you will ever need to know about Online Cash Advance Loans is available online itself. You can use Zippy Payday Cash and they will provide a listing of the best cash advance lending institutions they've been able to find that loan in your area. Zippy compared the interest charges and ask lenders about their miscellaneous cash advance loan fees and other service charges, because some lending companies may quote lower interest rates but then charge more service fees which can end up being more expensive. Zippy obtained all the necessary information regarding service fees for extor loan renewals, and how much in interest and finance charges they collect for late payments. After sifting through the lenders, we've only included the best and cheapest lenders in our network. Zippy Payday Cash also only included lenders, in their network of lenders, that show the borrower the entire cost of the loan up front and never charge service fees.

Good or Bad, It's Up To You!

The whole point here is for you to have a basic understanding of how the system works and how it can affect your financial position. Being in control of everything is the key: that is why it is important to have a good grasp of what the limits are. A cash advance loan can be a good friend when there are unexpected or emergency bills that crop up and you are short of cash, but you can also let it become a bad idea when you allow it to become a bad habit.  Be the master not the slave.  Settle your payday advance as soon as you can and perhaps you will receive a rebate on the interest.

Wednesday, April 20, 2011

No Credit or Bad Credit Loans Are There to Help You Move Forward

No Credit or Bad Credit Loans

It is so annoying when your past keeps nipping at your heels even though you may now have your life and finances back on track. Sometimes we even wish there was a reset button we could push to erase our bad credit history so that it never stands in our way again. Although there has been no magic button discovered yet, there are loans for folks with no credit or bad credit that you can take advantage of when you find yourself in an emergency and needing cash fast, even when traditional banks won’t let you step foot in their door or offer you a cup of coffee while they ask you to explain the reason for your bad credit history.

Short Term Lenders are Here to Help

Well the time has come to take matters into your own hands. So, switch on the pot on and enjoy a cup of coffee while we find you a good short term loan lender that is ready and waiting to listen and help. Many short term lenders are available online and this is truly the easiest and most convenient way to obtain a loan when you have an unfortunate bad credit history.  When you need to get your hands on some cash quickly, the days are long gone that required you to take all of your paperwork around to the banks or payday loan stores; as everything can be done online now.  Personal cash advance loans can be applied for on a simple single form in a matter of minutes and approved on the very same day.

Where can you get emergency cash fast?

No need to continually look online for offers for personal credit loans, simply come to Zippy Payday Cash where we pre-qualify the direct loan lenders in our network and allow you to choose which lender you prefer to work with so you won't be inundated with offers as soon as you hit the enter key.  Zippy Payday Cash's lenders offer instant no fax payday loans, cash advances and even lines of credit. Our quick cash solutions definitely means you can apply and see if your eligible to receive the cash you need quickly and without having to go through a moment of embarrassment or set backs due to a credit check. Zippy's payday loan lenders offer bad credit loans to almost everyone who applies, and they have taken all the risk on themselves, but therefore only offer small amounts of money. So don’t expect to be able to get personal loans for amounts greater than $1500-$2000, as most payday lenders will not offer anything over these amounts.

How fast can you get the cash?

By the time it takes to read this blog article you could have applied for and been approved or a fast cash payday advance loan with no credit check and no faxing required.  You have to admit, that's pretty fast!

You will have supplied your personal details including information about your bank account, and it is this bank account that the funds will be deposited into when the loan is approved and this is also the same bank account that the loan repayment will be taken out of when it is due to be repaid.

You will need to pay interest on the amount you borrow, however before you accept your fast cash loan offer, you will have access to all of the details and the specific terms and conditions that apply to the loan. Make sure you read all of this information carefully before going ahead and accepting the loan, as you will want to make sure you don’t put yourself in another bad credit situation.

Fast online payday cash advance loans are designed for those who need quick cash yet are not able to get it from anywhere, due to bad or no credit history. These loans are taken out over the short term, usually not more than 30 days, and they will need to be repaid in full at this time. fast online loans can help you move forward when no one else appears to be giving you a chance. is a subsidiary of AtoZ Financials, LLC

Tuesday, April 5, 2011

Best Payday Loan Companies Survive on Customer Recommendations

Yes, the best payday loan companies survive on customer recommendations. Many people discover the best payday loan companies and the best offers via traditional word of mouth recommendations. These lender endorsements can come from family members, work colleagues or friends who have previous experience with them. People often ask relatives or friends to recommend a company when contemplating various purchases. Applying for fast cash credit in an emergency is a personal decision that requires a sensible approach. By looking for the best payday loan companies that people you know have told you about, and approved, is a great starting point.

There are thousands of cash advance payday loan lenders on the Internet to choose from. So where do you start, when you are searching for a quick lending option? Our service gathers the best cash advance payday loan lenders together and analyzes them to provide recommendations for people like you to access quickly. These details and opinions can give you a lot of useful background information on the best payday loan companies. They let you see beyond the prices and learn of real peoples good and bad experiences with lenders. Browsing our site also provides a simple way to reinforce recommendation you've received and can help you find a few more suitable alternatives. You will need at least two or three lenders to be able to do any comparisons.

Even if you have family or friends recommendations it is advisable to also find a couple of the best payday loan companies yourself. Then you will have a varied selection of the best payday loan companies for further inspection and comparing. If you have researched lenders in advance for their customer feedback it will help you evaluate them in a better light. You can then list them for preference in terms of all aspects rather than concentrating on cost. The cheapest cash advance lenders are not always necessarily the best option.

The best payday loan companies earn their fine reputations by supplying a very professional efficient and secure service. They will process and deliver everything they promise in the finance agreement with clear and up front pricing. You will know exactly the total amount you will be expected to repay and the due date for payments to commence. The best payday loan companies are those that are easily contactable and renowned for their excellent customer focused attitude. It is worth remembering to take heed of word of mouth recommendations as the attributes of your chosen cash advance lenders have already been tried and tested. These personal test runs can guide you towards the best lender for your needs.

Speedy Payday Cash has pre-qualified the best lenders that we recommend and can assure you they are easily contactable, renowned for their excellent customer service, supply a fast, safe secure service and provide finance agreements with clear and up front costs.  So, come let us help you connect with the best cash advance payday lender for you.

Friday, April 1, 2011

Quick Cash Advance Payday Loans at Zippy Payday Cash

Zippy Payday Cash is a leading online payday loan lender, specializing in small short term cash advance payday loans.

Why apply with Zippy Payday Cash? We have pre-qualified lenders that loan in your area and provide faxless cash advance loans with quick easy applications, you have the convenience of applying 24 hours a day online. Additionally, our lenders payday cash loan applications give you an instant approval. Finally, our no fax cash advance loan application utilizes the latest 256-bit encryption technology, ensuring your information is completely safe secure and confidential.

With the recent credit crunch, traditional banking instituations have ignored your needs for getting fast cash fast via payday advance loans. At ZippyPayDayCash, we offer you options to get you through your short term cash crunch. We will treat your pay day loan application with urgent care. At the same time, we will treat you with the courtesy and respect that you deserve.

Now, it is easier than ever for you to get your payday loan faster, when you need it the most. Our payday advance loans have helped thousands with their short term cash needs. How can we help you?

Thursday, March 31, 2011

Pros and Cons of Payday Loans

When considering an online payday loan, you need to weigh the pros and the cons. Payday Loans can be costly and can possibly trap you in a borrowing cycle due to high interest rates (typically about 400% APR or about $20-$25 per $100 borrowed) and short loan pay-off periods. However, this said, when you’re in a pinch they offer quick cash with no need to fax any documentation. It is up to the individual to decide if the cost of the loan is worth the convenience of having cash when it’s needed. Online Cash Advance Payday Loans can be extremely beneficial in emergency situations where your next paycheck will cover the full cost of the loan, including fees. A quick cash advance may be needed to cover unexpected medical expenses or car repairs. In addition, most lenders do not require a full credit check so it’s much easier to obtain a cash advance loan if you have bad credit. Most simply require an open bank account and a job; if you can write a check or provide an account number, you’ll qualify. Some level of employment is needed to ensure repayment. You need to consider your options and determine if an online payday loan is the best course for your financial needs; it is not something that should be entered into on impulse.