Showing posts with label reputable and licensed lenders. Show all posts
Showing posts with label reputable and licensed lenders. Show all posts

Friday, September 23, 2011

Getting a Direct Payday Loan from a Reputable Lender

Getting a Direct Payday Loan from a Reputable Lender


direct payday lendersWhen a little less stress is what the doctor orders, where do you start? You might have a lot of stress in your life right now, but one of the worst types of stress is financial worry. This is the main appeal of the direct payday loan, which reduces this type of stress almost immediately. If you're struggling with money right now, you are probably sitting up straighter with interest. After all, getting free money is impossible, but getting a loan can seem even harder for many people.

You might need a direct payday loan from a reputable and licensed lender if you're worried about the short term consequences of not having enough money, stressing to the point where you can't concentrate on anything, or simply can't survive without extra money. For instance, if you have to pay for a car repair so that you can get to work, there are no bus routes to your work place, and you don't have the cash in the bank for it, this would count as not being able to survive without it.

A direct payday loans is a small sum of money that comes directly to you from the lender and is given to you in exchange for an agreement to repay it on your next payday (unless you extend), plus any interest and fees. If you need between $100 and $1,500, a direct payday loan from a reputable licensed lender should be able to fulfill your need, as this range is fairly typical for a payday loan. The term of a payday loan is shorter than almost any other type of loan, as most people get paychecks every week, two weeks, or month. Most lenders give you extensions which will allow you to extend the terms of the loan for up to four paydays or more, but doing so will likely mean you have to pay more fees.

reputable licensed direct lenderLooking online will help you find the best selection of lenders at the greatest convenience to you. Once you have been provided a few lenders who are willing to lend to people in your area then read further and you will find the loan that is right for your current needs. Quickly apply for direct payday loan, as the sooner you apply the sooner you'll have the cash in hand. Remember to look through the offers provided to find the loan that is right for you. Apply for the best one, and you're on your way to having more money fast.

It's not hard to get direct payday loans from reputable licensed lenders, in fact its a snap. Getting the loan you need almost immediately decreases your stress levels. If all you want is to breathe a little easier in the short term, a direct payday loan can help you smile more today and spend more tomorrow.


Direct Payday Lenders




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Monday, July 11, 2011

Considerations and Guidelines for Selecting a Trusted Online Lender

bbb licensed payday lendersIn response to recent statements from the Better Business Bureau which warned potential online payday loan borrowers of the possible dangers of procuring online payday loans from un-licensed lenders. Since ZippyPaydayCash.com only uses reputable and licensed lenders we have decided to release the following guidelines to help assist potential borrowers in their search to find safe online payday loan lenders. There are many trusted and safe payday cash loan sites on the Internet today, but knowing what to look for when searching for an online loan can prove to be the best method of avoiding possible encounters with unscrupulous lenders.

Some Considerations and Guidelines for Selecting a Trusted Online Lender:

Know where you found the lender from – Many of the customers who have complained about, or have had problems with online lenders, don’t really know where they found the lender from. Always beware of how you got to a lender’s site. For example, if you have found them on the 1st page of a Google search of “online payday lenders” chances are that they are reputable and licensed lenders.
Is the lender licensed? – If the online lender is one of our direct and licensed lenders, meaning that they are directly lending you cash and are also officially licensed by your State, you should have leverage if you ever have a real problem with that lender. To be certain, you can always ask for the lender’s license number (usually listed on their site) and verify it against your State’s database. This really doesn’t take long to do, and will ensure that you are in fact working with a safe and licensed lender.

Beware of “Lead Generation” sites – websites claiming to find you the "cheapest loan available” through their “vast database of lenders” should be considered an immediate “red-flag” (meaning they do not directly lend any money, they are only selling your information to a lender). Of course, not all of these lead generation sites result in problems with your loan, but since they are not directly lending you money, it can be difficult to find contact info for your actual lender. In our experience, it is best to stick with a direct lender.  Further, these sites send your information to many different lenders causing you to be inundated with loan offers and cause your credit to be flagged as being submitted to many different lenders.

Contact customer service – Make sure that customer service exists, and is there to service you if you ever have a question or issue. Sites that are attempting to “scam” you, will generally not have a customer service center that you can contact, and in place will have an email contact only. If you are taking out a payday loan and giving out personal info over the Internet, you will want to have access to an actual customer service representative. While ZippyPaydayCash.com is not a lender we do not sell your information to lenders, we only have a select group of reputable online lenders in our network and we let you select the lender based on what they offer that fits your needs. All of our lenders have been evaluated to ensure they are honest, licensed, secure, charge reasonable fees and do not hide additional fees in fine print.

As a broker of direct and trusted online lenders, ZippyPaydayCash.com strives to provide their customers with the information and knowledge available to find a safe and secure loan when needed. We will also inform you as to when a short-term loan can actually help a financial situation and in which situations a short-term loan should be avoided.

To find out more, check out other entries on our ZippyPaydayCash.com blog.