Friday, July 1, 2016

Why You Don’t Have to Worry About Credit with Personal Loans

Why You Don’t Have to Worry About Credit with Personal Loans


We don’t think you should have to think twice about your credit score when you really need some extra cash. We have all kinds of people applying for our personal loans and credit scores rarely come into the approval process. This isn’t typical for lending, but we work with lenders using other criteria, the real information that tells us you are responsible and can handle a small loan.

Bad Credit Does Not Disqualify You from Personal Loans


The personal loans we offer through our network of professional lenders are different from typical personal loans. These are loans that are based on what you earn and your job history. Each lender in our network uses specific criteria for approving borrowers, but we can tell you that these rarely include a credit check. It just doesn’t matter what that number is. What really matters is that you earn a certain minimum monthly income. That tells our lenders that you can take out a loan and pay it back within one or two pay periods.

Don’t Even Think About Credit When Applying for Personal Loans


When you apply for our personal loans, you won’t see anything about your credit score. What our lenders want to know is how much you earn from your job, that you have a bank account, and that you are at least 18 years old. Don’t think twice about your credit score; we won’t and neither will our lenders. It’s the last thing you need to be worrying about when you have more important things to think about like getting the cash you need just to get by until your next paycheck comes in.

Personal Loans Can Even Help Build Your Credit


If you do have a credit score that is lower than you like, or you have little credit of any kind, our personal loans can be a step toward better and more complete credit. Repay this loan on time and you can improve your credit score. The more you do it, the better your score will be. And if you are new to borrowing and have too little credit to your name, our personal loans can help you develop a good score and a fuller report to show other lenders you are responsible with loans and credit.
To apply for personal loans today all you need to do is go online or use our mobile app on your phone. Fill out some information and we’ll get you an answer in less than a couple of minutes.