Showing posts with label tax anticipation loan. Show all posts
Showing posts with label tax anticipation loan. Show all posts

Friday, January 26, 2018

Should You Get a Tax Anticipation Loan? 3 Things Everyone Needs to Consider

Should You Get a Tax Anticipation Loan? 3 Things Everyone Needs to Consider


Getting any kind of loan is not a decision to take lightly, even when that loan is easy, fast, and low-risk. Borrowing money can have lasting consequences, good ones if you do it right but bad ones if you make a mistake. Before getting that tax anticipation loan this year, decide if it’s really the right choice for you. Give it considered thought so that you avoid common mistakes like borrowing too much or further damaging your credit score. Here are a few things you need to think about before pulling the trigger on a tax loan this year.

You Need to Have a Purpose for That Tax Anticipation Loan


Borrowing any amount of money, through any type of loan without a real purpose is not the best idea. Just generally wishing you had more cash on hand is not a good enough reason to take out a tax anticipation loan. If you have a specific reason, though, getting this loan can be a smart move. For instance if you know your refund from taxes won’t be coming for several weeks, but you have some expensive debt you would like to pay off, a loan now makes sense.

Or, if you are struggling to get bills paid on time because of certain circumstances, like a laid off spouse, this loan can be useful in making sure you don’t pay bills late or overdraw your bank account and pay the resulting fees. Always have a use for a tax anticipation loan before you decide to apply for one.

If Most Lenders Have Turned You Down for Bad Credit, a Tax Anticipation Loan Can Help


Borrowing money is not always the easiest thing to do. Many people are turned away for various reasons, but the most common reason is bad credit. If this sounds familiar, you are not alone in being rejected over credit score. With a tax anticipation loan you may finally find the type of loan that you can get approved for, even with poor credit. This is because the lenders that offer these loans take a wider view of each applicant in order to make a decision. You should also know that having proof of a refund on the way is also not required for getting approved for these loans.

Avoid Over-Borrowing – Decide How Much You Need Before Applying for a Tax Anticipation Loan


If you do choose to get a tax anticipation loan this year, know that to do it wisely requires a little planning. You should have a specific reason for getting the loan, and that means you should be able to figure out how much you need with pretty good accuracy. Take the time to consider the amount before you borrow because over-borrowing can have negative consequences. Borrowing too much can make it hard to repay the loan, which will then cost you more money in interest payments and it may damage your credit score.

If you take these important factors into account when choosing whether or not to get a tax anticipation loan, you will be prepared to make a decision that works best for you.

Friday, March 17, 2017

Make FOMO A Distant Memory With A Refund Anticipation Loan

Make FOMO A Distant Memory With A Refund Anticipation Loan


Are you tired of missing out while your friends have fun every single weekend? Does the phrase “Sunday Funday” remind you remind you of activities you never got to enjoy? This spring doesn’t have to be that way – if you’re one of the millions of Americans expecting a big fat refund check from the IRS later this year, you could get that cash now with a refund anticipation loan.

HR Block Doesn’t Offer Refund Anticipation Loans, But We Do!


Most tax preparation companies are only interested in one thing – getting paid and getting you out the door. You may be able to count on them to accurately and professionally prepare your taxes, but when the bills are stacking up and you need cash fast, all they’ll do is tell you to wait on that check from the government. We make it easier than ever to apply for a refund anticipation loan so you can pay your bills, avoid late fees and overdraft charges, and even have money left over to treat yourself or enjoy life! Why spend your days waiting around on the IRS? Get a refund anticipation loan today.

4 Reasons Your Bank Doesn’t Want You To Know About Refund Anticipation Loans


While most banks offer some form of personal loan, their old-fashioned financial rules and application style makes it more difficult every single year. They’ll try to steer you away from the alternatives, but here are 4 good reasons why refund anticipation loans are a much better option than sticking with your bank:

1. Refund anticipation loans are so easy to apply for, you can complete our online application and get approved for your loan in five minutes or less. Once you’ve been approved, a lender will deposit your cash immediately, and you’ll see it in your bank account within the same day – that’s a lot faster than waiting on the bank, which usually takes weeks.

2. When you apply for a loan at the bank, you have to drive across town, make an appointment, and dig up tons of obscure documents and years-old tax forms and checking account statements. Our application is available 24/7 – so you can apply, get approved, and get cash from a refund anticipation loan at any time of day or night! Doesn’t that sound like a better idea than wasting your time looking for papers and driving across town?

3. If you’ve had any negative remarks on your credit report, it’s very likely your bank won’t even give you a loan – and if they do, they’ll most likely require a deposit or collateral of some sort. Our lenders will never ask you to risk your valuable belongings, car, or even your home for a refund anticipation loan, and they understand that most people who need cash fast don’t have any money to use as a deposit. Do business with someone who is down-to-earth and stop stressing about unrealistic expectations of your bank – get a refund anticipation loan today.

4. No computer? No problem! Our application can be completed from a computer, but you can do it beginning to end from any tablet or smartphone, as well. As long as you’re 18, a citizen, with a bank account, and a job, you could get a refund anticipation loan without even getting off the couch. What are you waiting for? Stop wasting time and money for subpar service – get a refund anticipation loan through our website today and enjoy your cash however you want.

Friday, August 12, 2016

Do you need a tax anticipation loan?

Do you need a tax anticipation loan?


If you’re in need of some extra cash, borrowing against your next income tax refund might be exactly the answer you’ve been looking for.

What is a tax anticipation loan exactly? How it is different from any other loan?


A tax anticipation loan is like borrowing from yourself – it’s an advance on your income tax refund, which is the government sending back income tax withholding that exceeds what you actually owed them and were supposed to pay. It’s literally your own money.

What can a tax anticipation loan do that a regular bank loan can’t?


For one thing, it’s a lot simpler and faster – if you’re in a financial bind and need cash quickly, a tax anticipation loan can be just the ticket. There’s less paperwork, less red tape, less stress, and much less waiting and wondering.

Ok, how does it work exactly?


First of all, the application is online. What could be easier than that? Just grab your favorite internet-enabled device and click the link to the website. The application itself is quick and simple, and lenders are available 24 hours a day so there’s never any delay in getting approved.

What if my credit’s not that great? Or maybe even terrible? Can I still be approved?


You absolutely can. Instead of the standard credit check, the dedicated network of lenders that works with tax anticipation loans uses alternative methods of evaluating an applicant’s creditworthiness and ability to repay. They will consider factors such as your income and employment history, but in most cases will not run a credit check, so whatever is lurking from your past will remain private.

Speaking of private – is it really safe to put all that personal info into the computer?


Although we are reminded frequently that there are dangers online and our personal information is at risk when we use internet services, most of us have become comfortable conducting various types of business online. Data breaches do happen, identity theft does happen – but meanwhile the vast majority of us are using the internet to make purchases, check our bank balance, and even pay our bills without a negative incident.

Do I need collateral or financial statements in order to apply?


No. Lender approval of your tax anticipation loan application does not require any security. Nobody will ask for a copy of your income tax return, or proof that it was filed. And unlike the refund advance loans offered by professional tax prep companies, which require you to direct your refund to a bank account owned by them, you maintain control of your income tax refund at all times. If it’s not scheduled to be received soon you’ll need to repay the loan from your regular income –but then when the refund arrives it’s all yours!

There are many great loan sites offering quality loans, perhaps you would prefer: How You Can Start Making Money with our Income Tax Loan Affiliate Program