Showing posts with label refund anticipation loan. Show all posts
Showing posts with label refund anticipation loan. Show all posts

Friday, January 26, 2018

Should You Get a Tax Anticipation Loan? 3 Things Everyone Needs to Consider

Should You Get a Tax Anticipation Loan? 3 Things Everyone Needs to Consider


Getting any kind of loan is not a decision to take lightly, even when that loan is easy, fast, and low-risk. Borrowing money can have lasting consequences, good ones if you do it right but bad ones if you make a mistake. Before getting that tax anticipation loan this year, decide if it’s really the right choice for you. Give it considered thought so that you avoid common mistakes like borrowing too much or further damaging your credit score. Here are a few things you need to think about before pulling the trigger on a tax loan this year.

You Need to Have a Purpose for That Tax Anticipation Loan


Borrowing any amount of money, through any type of loan without a real purpose is not the best idea. Just generally wishing you had more cash on hand is not a good enough reason to take out a tax anticipation loan. If you have a specific reason, though, getting this loan can be a smart move. For instance if you know your refund from taxes won’t be coming for several weeks, but you have some expensive debt you would like to pay off, a loan now makes sense.

Or, if you are struggling to get bills paid on time because of certain circumstances, like a laid off spouse, this loan can be useful in making sure you don’t pay bills late or overdraw your bank account and pay the resulting fees. Always have a use for a tax anticipation loan before you decide to apply for one.

If Most Lenders Have Turned You Down for Bad Credit, a Tax Anticipation Loan Can Help


Borrowing money is not always the easiest thing to do. Many people are turned away for various reasons, but the most common reason is bad credit. If this sounds familiar, you are not alone in being rejected over credit score. With a tax anticipation loan you may finally find the type of loan that you can get approved for, even with poor credit. This is because the lenders that offer these loans take a wider view of each applicant in order to make a decision. You should also know that having proof of a refund on the way is also not required for getting approved for these loans.

Avoid Over-Borrowing – Decide How Much You Need Before Applying for a Tax Anticipation Loan


If you do choose to get a tax anticipation loan this year, know that to do it wisely requires a little planning. You should have a specific reason for getting the loan, and that means you should be able to figure out how much you need with pretty good accuracy. Take the time to consider the amount before you borrow because over-borrowing can have negative consequences. Borrowing too much can make it hard to repay the loan, which will then cost you more money in interest payments and it may damage your credit score.

If you take these important factors into account when choosing whether or not to get a tax anticipation loan, you will be prepared to make a decision that works best for you.

Friday, March 17, 2017

Make FOMO A Distant Memory With A Refund Anticipation Loan

Make FOMO A Distant Memory With A Refund Anticipation Loan


Are you tired of missing out while your friends have fun every single weekend? Does the phrase “Sunday Funday” remind you remind you of activities you never got to enjoy? This spring doesn’t have to be that way – if you’re one of the millions of Americans expecting a big fat refund check from the IRS later this year, you could get that cash now with a refund anticipation loan.

HR Block Doesn’t Offer Refund Anticipation Loans, But We Do!


Most tax preparation companies are only interested in one thing – getting paid and getting you out the door. You may be able to count on them to accurately and professionally prepare your taxes, but when the bills are stacking up and you need cash fast, all they’ll do is tell you to wait on that check from the government. We make it easier than ever to apply for a refund anticipation loan so you can pay your bills, avoid late fees and overdraft charges, and even have money left over to treat yourself or enjoy life! Why spend your days waiting around on the IRS? Get a refund anticipation loan today.

4 Reasons Your Bank Doesn’t Want You To Know About Refund Anticipation Loans


While most banks offer some form of personal loan, their old-fashioned financial rules and application style makes it more difficult every single year. They’ll try to steer you away from the alternatives, but here are 4 good reasons why refund anticipation loans are a much better option than sticking with your bank:

1. Refund anticipation loans are so easy to apply for, you can complete our online application and get approved for your loan in five minutes or less. Once you’ve been approved, a lender will deposit your cash immediately, and you’ll see it in your bank account within the same day – that’s a lot faster than waiting on the bank, which usually takes weeks.

2. When you apply for a loan at the bank, you have to drive across town, make an appointment, and dig up tons of obscure documents and years-old tax forms and checking account statements. Our application is available 24/7 – so you can apply, get approved, and get cash from a refund anticipation loan at any time of day or night! Doesn’t that sound like a better idea than wasting your time looking for papers and driving across town?

3. If you’ve had any negative remarks on your credit report, it’s very likely your bank won’t even give you a loan – and if they do, they’ll most likely require a deposit or collateral of some sort. Our lenders will never ask you to risk your valuable belongings, car, or even your home for a refund anticipation loan, and they understand that most people who need cash fast don’t have any money to use as a deposit. Do business with someone who is down-to-earth and stop stressing about unrealistic expectations of your bank – get a refund anticipation loan today.

4. No computer? No problem! Our application can be completed from a computer, but you can do it beginning to end from any tablet or smartphone, as well. As long as you’re 18, a citizen, with a bank account, and a job, you could get a refund anticipation loan without even getting off the couch. What are you waiting for? Stop wasting time and money for subpar service – get a refund anticipation loan through our website today and enjoy your cash however you want.

Sunday, May 3, 2015

How to Manage Your Debt with a Tax Refund Anticipation Loan

How to Manage Your Debt with a Tax Refund Anticipation Loan


Tax Refund Anticipation Loan
Manage your debt with a Tax Refund Anticipation Loan
Carrying debt feels like carrying a heavy weight around on your shoulders. It’s a burden, but for many of us, a necessary one. To have just some of the basics in life, like a car, a college education, a home, you need to go into debt. It may be a necessary evil, but you can learn to manage your debt, and a tax refund anticipation loan can be a useful tool. If you haven’t yet filed your taxes, but you know you’ll be getting a refund, you can use a tax refund anticipation loan to get that money sooner. With that chunk of cash you gain a number of options for managing your debt.

Using Tax Refund Anticipation Loan Cash to Manage Debt


So, how can an extra windfall of cash help you with your debt? Use it to pay down your most expensive debt. Maybe you have just two car payments to go before you own your vehicle. Use your tax refund anticipation loan to wipe that debt off your record. If you have expensive credit card debt, pay it down with your loan. The quicker you can get rid of expensive, high interest rate debt, the more money you can save. The great thing about your tax refund anticipation loan is that it is designed to be short-term. You won’t carry it around with you and accumulate interest costs. Get it, use it to pay down expensive debt, and then pay it back when you get your refund check from the government.

Get Started on Your Tax Refund Anticipation Loan


Start today and apply for your tax refund anticipation loan as soon as possible. The sooner you get the money, the sooner you can start getting rid of debt. The application process is simple and you only need to supply some basic information. You won’t have to undergo a credit check and requirements for being approved are minimal. Fill out the application online and you will have a lender contacting you within minutes. Once you’re approved, you can have the cash deposited directly into your bank account by the very next day. Your tax refund anticipation loan could be the most important way you pay down your expensive and burdensome debt, so get started on the application process right now.

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